- Mon - Sat: 8.00 - 18.00
- Sandton, Johannesburg 2196
- +27 (0) 73 79 29 775 || +27 (0) 10 023 4394
FAQs
faqs
Most Popular Questions
Got questions? We’ve got answers. At Vin Solution, we believe in keeping things simple and transparent. Here are some of the most common questions our clients ask about our loans and services. If you don’t find what you’re looking for, our support team is just a call or message away.
Who can apply for a loan with Vin Solution?
Any South African citizen or permanent resident over 18 with a valid ID, proof of income, and a bank account.
How do I apply?
Simply fill out our online application form and upload the required documents.
How long does approval take?
Most applications are approved within 24 hours.
When will I receive my money?
Once approved, funds are usually transferred to your bank account on the same day.
Do you check credit history?
Yes, we do a credit check, but we also consider affordability and your current financial situation.
What loan amounts can I apply for?
We offer loans starting from R10,000 up to R50,000,000 depending on eligibility.
What repayment terms are available?
Flexible terms ranging from 3 months to 60 months, depending on the loan type.
Can I settle my loan early?
Yes, you can settle your loan early at no extra cost.
What if I miss a payment?
Contact us immediately so we can help restructure your repayment and avoid penalties.
Do you offer business loans?
Yes, we provide tailored loans for SMEs and entrepreneurs across South Africa.
Is Vin Solution a registered credit provider?
Yes, we are fully registered with the National Credit Regulator (NCR) and follow responsible lending practices.
Can I apply if I already have another loan?
Yes, you can apply. We’ll assess your affordability and may also suggest a consolidation loan to simplify your repayments.
Looking for a First-Class Loan Service Company?
We welcome and celebrate different perspectives to help our firm, our clients and our people.